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First Time Home Buyers Nationwide Programs

As first time home buyers, we recognize the sacrifices you make in an effort to save enough money to not only make a down payment on a home, but meet the total amount necessary to actually close on your desired home loan. For some, it just seems impossible! Before you begin, please take a minute to see what other visitors had to say about our site.

Our Site Addresses:

First Time Home Buyers
Those Needing Government Grants
Home Buyer Help Resources
Charity Organization Resources
Home Buyer Education

Unfortunately, many eligible future home buyers simply have no idea where to turn to get real home buyer grant money that helps meet down payment assistance requirements and in many instances, money that helps with all the costs to close on that mortgage loan. The very programs designed to be used with your first home purchase.

Where can Grants and Charity organization work to help you as a home buyer?

Loan Program	*Grant	*Charity

FHA Home Loans	√	√
VA Home Loans	√	√
Conventional Fixed Rate Mortgages	√	√
Sub-Prime (Bad Credit)		√
3/1 Arm Program		√
5/1 Arm Program		√
7/1 Arm Program		√
10/1 Arm Program		√
Balloon Loan		√

*Your success will very much depend upon your Lender, Broker, Banker and you DO NOT always need to be a first time home buyer to use a Charity.

Nearly three years of work and research has resulted in the creation of this unique comprehensive grant and charity directory in an effort to help thousands of home buyers purchase there first home without all the misleading hype.

Learn why we recommend the FHA Home Loan program for first time home buyers.

First Time Buyers Grants

Remember, as defined by HUD, first time home buyers are individual(s) who have not had an ownership interest in a home within the last three years. If you fit this definition, you have over come the biggest obstacle to getting your grant assistance. That's right, money set aside to help first time buyers just like you, purchase a new or existing home. Even bad credit typically won't stop you from qualifying for a grant. If you can get a low interest rate loan from FHA, then your chances are significantly improved of getting the same exceptions from the grant agency!

In closing, all of the down payment information on this site is FREE for your use. We make no effort to hide any of the programs or resources. See what other visitors are saying about Down Payment Solutions™ and be sure to give us your thoughts! We hope to add your comments to!

To learn more about these home buyer assistance programs, just follow the links that apply to you.

Home Buyer Education:
Standard ARMS and Differences