Now you're getting warmed up and on a roll. We know you're thinking, "This is pretty easy stuff!", and in fact it is.
You should have an idea of the type of loan that you need for your credit. Knowing this is very important and while some facts are universal some are specific to the type of loan you're applying for. If you don't know yet, use the FHA product as a guide since it is typically the most frequently used loan for first time home buyers.
Complete you loan application. Be thorough.
Now, refer to your checklist you should have printed out for the documents you need to provide at application.
Home Buyer Education:
Cost Of Funds Index
DOWN PAYMENT SOLUTIONS™
Other Important Links for down payment assistance and first time home buyers:
Home Buyer Grants By State:
Alabama - Alaska - Arizona - Arkansas - California - Colorado - Connecticut - Delaware - Florida - Georgia - Hawaii - Idaho - Illinois - Indiana - Iowa - Kansas - Kentucky - Louisiana - Maine - Maryland - Massachusetts - Michigan - Minnesota - Mississippi - Missouri - Montana - Nebraska - Nevada - New Hampshire - New Jersey - New Mexico - New York - North Carolina - North Dakota - Ohio - Oklahoma - Oregon - Pennsylvania - Rhode Island - South Carolina - South Dakota - Tennessee - Texas - Utah - Vermont - Virginia - Washington - DC - West Virginia - Wisconsin - Wyoming