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Down Payment Assistance Programs
I need Down Payment Money.......

Selecting a Program that Fits You

There isn't a single or simple answer to this question. The right type of mortgage for you depends on many different factors:

For example, a 15-year fixed-rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be approximately 40% higher than a 30 year fixed rate loan. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed-rate mortgage -- but your payments could get significantly higher when the interest rate changes.

The best way to find the "right" answer is to discuss your finances, your plans, financial prospects, and your preferences frankly with a mortgage professional.

Home Buyer Education:
The Right Credit Mix


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