Choosing the right Lender/Broker/Banker is the most important decision you can make. Without that home loan, there is no home!

Making this choice is even more important when using down payment assistance of any type. You're in a balancing act between your cost vs your loan needs and this rule applies whether you're a first time home buyer or not.

Without an experienced Lender/Broker, you could easily find yourself off target and left hanging without that all important home loan. While there are many factors to account for that you'll read about in our homebuyer education section, you don't want to find yourself under contract without a loan.

Here is a nugget:

Did you know, not all down payment programs are created equal. This means, if you're doing an FHA Loan, your assistance program must be approved by HUD and the investor as an acceptable down payment source. Acceptance varies by program and investor!

We believe our Lender/Broker/Banker sponsors and Find Local Mortgage Professionals are geared towards you. They understand how to work with multiple local down payment programs and which assistance programs are acceptable for various loan types and what loan types are acceptable to various assistance programs. BOTH of these factors are critical to successfully using any down payment solution.

If you're here, and your current Lender, Broker or Banker has not found a Down Payment Solution™ for you, then your Lender/Broker/Banker is NOT working for you! You're working for them! Is this what you want?

Consider using one of our sponsor Lender/Brokers/Banker or Find Local Partners who we believe will be working for YOU, not the other way around! Their expertise and experience with all of the programs available will put you one step closer to being a home owner!

Other Important Links for down payment assistance and first time home buyers:

Home Buyer Education:
Home Buyer Warranty

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