Down Payment Assistance ProgramsFlorida first time home buyer grant programs

Additional Florida Home Buyer Assistance

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Florida Association for Community Action - local agencies provide low-income emergency home repair (LEHRP) and weatherization assistance (WAP). Select those programs under their Quick Directory Links for help.
Florida Department of Community Affairs funding goes to local agencies to help homeowners and renters
Florida Housing Finance Corporation - call (888) 447-2977 for info on first-time homebuyer programs, lower interest rate loans and purchase assistance
State Housing Initiatives Partnership (SHIP) Program - call your local government contact about downpayment/closing costs and housing rehabilitation assistance
USDA Rural Housing Service - direct loans and grants for building, purchasing or repairing

Alachua
Baker
Bay
Bradford
Brevard
Broward
Calhoun
Charlotte
Citrus
Clay
Collier
Columbia
De Soto
Hillsborough
Holmes
Indian River
Jackson
Jefferson
Lafayette
Lake
Lee
Leon
Levy
Liberty
Madison
Manatee
Marion
Sarasota
Seminole
St. Johns
St. Lucie
Sumter
Suwannee
Taylor
Union
Volusia
Wakulla
Walton
Washington
Dixie
Duval
Escambia
Flagler
Franklin
Gadsden
Gilchrist
Glades
Gulf
Hamilton
Hardee
Hendry
Hernando
Highlands
Martin
Miami-Dade
Monroe
Nassau
Okaloosa
Okeechobee
Orange
Osceola
Palm Beach
Pasco
Pinellas
Polk
Putnam
Santa Rosa

Alachua County

Back to Top
City of Gainesville Community Development Dept

Alachua County Growth
Management Dept
(352) 334-5026


(352) 374-5249



Housing rehabilitation, downpayment assistance, special needs housing/rehabilitation

Baker County Back to Top
Baker County SHIP Program Administrator (904) 259-6463 Emergency repairs, downpayment assistance

Bay County Back to Top

Panama City Community Development Dept.

Bay County Community
Development and Planning

(850) 872-7230



(850) 872-1601
Housing rehabilitation, downpayment assistance


Housing rehabilitation, downpayment assistance
Bradford County Back to Top
Bradford County Community Development Dept (904) 966-6382 Housing rehabilitation, downpayment assistance
Brevard County Back to Top
Brevard County Housing & Community Development Department (321) 633-2076 First Time Home Buyer Program (down payment assistance), replacement, rehab & repair deferred loan programs, weatherization program
City of Cocoa
Community Development
(321) 639-7564
City of Melbourne Housing and Community Development For homebuyer assistance,
call (321) 253-0053
For housing rehab,
call (321) 674-5734
City of Palm Bay Community Development For homebuyer assistance,
call (321) 253-0053
For housing rehab,
call (321) 952-3429
Broward County Back to Top
Broward County Community Development (954) 765-4910
Housing Finance Authority of Broward County (954) 765-5311
New Visions Community Development Corp (954) 768-0920
Coral Springs (954) 344-1114
Hallandale (954) 457-1637 or
(954) 457-1422
Hollywood (954) 921-3383

Housing Partnership Program, no interest 2nd mortgage

(954) 921-3381 or
(954) 924-2923
Housing rehabilitation programs
North Lauderdale (954) 724-7056
Pembroke Pines (954) 431-7866 or tollfree (877) CRAFLA1
Plantation (954) 431-7866 or tollfree (877) CRAFLA1
Calhoun County Back to Top
Calhoun County Building Dept (850) 674-8046 Housing rehabilitation
Clay County Back to Top
Clay County SHIP Program Administrator (904) 278-4700 Housing rehabilitation, downpayment assistance
Charlotte County Back to Top
Charlotte County (941) 833-6500
Charlotte County Homeless Coalition (941) 833-6517
Housing Corp. of Charlotte County (941) 639-4344
Citrus County Back to Top
Citrus County Housing Services Division (352) 527-5377
Collier County Back to Top
Collier County Department of Housing and Urban Improvement
(239) 403-2330 SHIP & CDBG Down Payment & Closing Cost Assistance, Impact Fee Relief Program & Residential Rehabilitation Program for homeowners, Affordable Housing Density Bonus Program
Columbia County Back to Top
Suwanee River Economic Council, Inc. (386) 362-4115 Emergency repairs, downpayment assistance
DeSoto County Back to Top
Desoto County Community Service Department (863) 993-4858 SHIP downpayment/closing cost assistance, emergency repairs

Dixie County Back to Top
Community Programs Consulting, Inc. (800) 229-4210 Housing rehabilitation

Duval County/Jacksonville Back to Top
Jacksonville Housing Commission
(904) 588-0172
Escambia County Back to Top
City of Pensacola Housing Dept

Neighborhood Enterprise Foundation
(850) 458-0465

(850) 458-0465


Housing rehabilitation, downpayment assistance
Flagler County Back to Top
Flagler County SHIP Coordinator (386) 437-7484 Replacement housing, downpayment assistance
Franklin County Back to Top
Franklin County Senior Citizens Center (850) 697-9799 Replacement housing, downpayment assistance
Gadsden County Back to Top
Gadsden County Community Development Dept (850) 875-8659 Downpayment assistance
Gilchrist County Back to Top
Clerk of Courts Office (352) 463-3170 Housing rehabilitation, downpayment assistance
Glades County Back to Top
Glades County SHIP (863) 946-6004 Downpayment Assistance Program for new construction and existing properties; Rehabilitation Program
Gulf County Back to Top
Dept of Veterans Affairs (850) 229-6125 Housing rehabilitation, downpayment assistance
Hamilton County Back to Top
Hamilton County SHIP Administration (386) 792-0507 Housing rehabilitation, downpayment assistance,
replacement housing

Hendry County Back to Top
Hendry County SHIP Program Lupe Taylor,
(863) 675-5297
Downpayment Assistance Program & Rehabilitation/Repairs Program
Hardee County Back to Top
Hardee County Community Development (863) 773-6349 SHIP downpayment/closing cost assistance, emergency repairs
Hernando County Back to Top

Hernando County Housing Authority

Homes in Partnership

(352) 754-4160

(352) 383-7300

Highlands County Back to Top
Highlands County Housing (863) 402-6648 SHIP downpayment/closing cost assistance, housing rehabilitation, emergency repairs
Hillsborough County Back to Top
Catholic Charities CDC

(813) 681-2018

Credit counseling; loan processing assistance; housing rehabilitation; rent-to-own program

City of Tampa Community Redevelopment Division (813) 274-7954 Down payment assistance; closing cost assistance; coordination of all programs

Hillsborough County Housing and Community Code Enforcement Department

Homes for Hillsborough

(813) 744-5557



(813) 672-7860


Self-help housing (sweat equity construction); housing counseling

Plant City Community Development Department (813) 757-9285 Low interest loans for qualified applicants
Tampa Bay Community Development Corporation (727) 442-7075
Tampa United Methodist Center (813) 248-5437 Builds & remodels homes; credit counseling; loan processing; homebuyer classes
Holmes County Back to Top
West Florida Regional Planning Council (850) 595-8910 Housing rehabilitation, downpayment assistance
Indian River County Back to Top
Indian River County Community Development Department
(772) 567-8000,
ext. 1454
Jackson County Back to Top
Jackson County Grants Dept (850) 482-9083 Housing rehabilitation, downpayment assistance
Jefferson County Back to Top
Jefferson County Grant Programs (850) 342-0175 Housing rehabilitation, downpayment assistance
Lafayette County Back to Top
Suwanee River Economic Council, Inc. (386) 362-4115 Housing rehabilitation, downpayment assistance
Lake County Back to Top
Lake County Housing and Community Development (352) 343-1260 Home purchase and repair assistance
Homes in Partnership
(352) 383-7300
Orange County Housing Finance Authority
(407) 894-0014
Lee County Back to Top

Lee County Department of Human Services, Housing Services Program

(239) 652-7930

Lee County Department of Community Development

(239) 479-8585

Lee County Housing Development Corp.

(239) 656-2721

CDBG, HOME, SHIP downpayment assistance

Bonita Springs Area,
Partnership in Housing

(239) 495-7100

HOME & SHIP downpayment assistance, homebuyer education

DIAD

(239) 334-2220

CDBG, HOME, SHIP downpayment assistance

Cape Coral Housing Development Corp.

(239) 573-1222

City of Cape Coral

(239) 573-3169 or
(239) 573-3182

CDBG, HOME & SHIP downpayment assistance

City of Fort Myers

(239) 332-6884

SHIP downpayment assistance

Leon County Back to Top
City of Tallahassee Neighborhood and Community Services Dept

Leon County Housing and
Human Services Dept
(850) 891-6510



(850) 488-9962
Housing rehabilitation, downpayment assistance

Housing rehabilitation, emergency repairs, downpayment assistance
Levy County Back to Top
Clerk of Courts (352) 486-5166 Emergency repairs, housing Rehabilitation, downpayment assistance
Liberty County Back to Top
Liberty County Grants Department (850) 643-2692 Housing rehabilitation
Madison County Back to Top
Suwanee River Economic Council, Inc. (386) 364-5799 Emergency repairs, housing rehabilitation, downpayment assistance

Manatee County Back to Top
Manatee County Housing and Community Development (941) 749-3030

Marion County Back to Top
City of Ocala Community Development Dept

Marion County Community
Development Block Grant Dept
(352) 629-8322



(352) 620-3962
Housing rehabilitation, downpayment assistance


Housing rehabilitation
Martin County Back to Top
Martin County SHIP (772) 288-5495
Miami-Dade County Back to Top
Miami-Dade Housing Agency (305) 250-5238
Housing Finance Authority of Miami-Dade County (305) 372-7990
Miami-Dade Affordable Housing Foundation (305) 373-9750
Metro-Miami Action Plan (305) 372-7600,
ext. 231 or 236
Home Ownership Assistance Program
City of Hialeah (305) 883-8039
City of Miami Beach (305) 673-7260
Miami Beach Community Development Corporation Juan Rojas,
(305) 538-0090
Centro Campesino Farm Worker Center, Inc.
Monroe County Back to Top
Monroe County Housing Authority Rick Casey,
(305) 292-1221,
ext. 256
Home Buyer Assistance Program
Bahama Conch Community Land Trust (305) 295-7337 Home Buyer Assistance Program
Nassau County Back to Top
Northeast Florida Regional Planning Council (904) 279-0885 Housing rehabilitation, downpayment Assistance
Okaloosa County Back to Top
Ft. Walton Beach Community Development Department (850) 833-9651 Housing rehabilitation, downpayment assistance
Okaloosa Community
Development Corporation
(850) 651-7356 Housing rehabilitation, downpayment assistance

Okeechobee County Back to Top
Okeechobee County
Board of County Commissioners
(863) 763-3084 SHIP Program (down payment/closing costs assistance; home buyer education)

Orange County Back to Top
Orange County Housing & Community Development
(407) 836-5150
Homes in Partnership
(352) 383-7300
City of Orlando
Housing & Community Development

(407) 246-2708
Orange County Housing Finance Authority
(407) 894-0014

Osceola County Back to Top
Osceola County Board of County Commissioners
(407) 870-2019
Osceola County Housing Office
(407) 894-0014
Homes in Partnership (352) 383-7300
Palm Beach County Back to Top
City of Boca Raton
(scroll down to housing)
(561) 393-7755
Contact: Mary Haggerty
Boynton Beach -
Community Improvement Division
(561) 742-6066 Affordable housing opportunities for very low-, low- and moderate income families
Centro Campesino Farm Worker Center, Inc. (561) 996-3988
Community Financing Consortium, Inc. (561) 833-8503 Below market rate financing for low to moderate income households or individuals
Delray Beach (561) 243-7280
Delray Beach CDC (561) 266-9840 Home Buyer & credit counseling, second mortgage subsidy, pre-qualifications, acquisition/rehab of existing properties
Hispanic Human Resources
Council/Su Casa CDC
(561) 641-7400 First-time homebuyer assistance, homebuyer education ($25.00 fee), pre-school child care
Lake Worth CDC (561) 582-5536 Credit counseling, first-time homebuyer education, business education
Life Improvement for Tomorrow, Inc.
(LIFT)
(561) 868-7026 Financial literacy classes. First-time Home Buyer Education workshops. Case management services for potential homeowners.
Northwest Riviera Beach CRC (561) 845-1147 First-time homebuyer opportunities, new & rehab housing
Palm Beach County (561) 233-3601
Pleasant City Faith Based Community Development Initiative, Inc. (561) 832-3313 Home Buyer preparation, new home construction
The Center for Technology, Enterprise
and Development, Inc.
(561) 265-3790
West Palm Beach (561) 835-7300
Jim Masters
Affordable housing opportunities for very low-, low- and moderate income families
Pasco County Back to Top
Pasco County Community Development Division New Port Richey
(727) 834-3445;
Dade City
(352) 521-4274 x3445;
Land O' Lakes
(813) 996-7341 x3445
Tampa Bay Community Development Corporation (727) 442-7075
Pinellas County Back to Top
Pinellas County Community Development Department (727) 464-8210
Boley Centers for Behavioral Health Care (727) 821-4819 Specialized housing services for mentally challenged adults
City of Clearwater (727) 562-4030
Community Service Foundation (727) 461-0618
Tampa Bay Community Development Corporation
(727) 442-7075
Polk County Back to Top
Polk County Housing and Neighborhood Development (863) 534-5240
The Agricultural & Labor Program, Inc.
(863) 956-3491 Pre-purchase counseling; rental assistance; default/foreclosure program; reverse mortgage application
Putnam County Back to Top
Northeast Florida Regional Planning Council (904) 279-0880 Housing rehabilitation, downpayment assistance
Santa Rosa County Back to Top
West Florida Regional Planning Council (850) 595-8910 Housing rehabilitation, downpayment assistance
Sarasota County Back to Top
Sarasota City and County Housing and Community Development (941) 951-3640

Down payment assistance, housing rehabilitation loans

Seminole County Back to Top
Seminole County Community Development (407) 665-7384
Homes in Partnership
(352) 383-7300
Orange County Housing Finance Authority
(407) 894-0014
St. John's County Back to Top
St. John's County Housing and Community Services (850) 827-6891 Housing rehabilitation, downpayment assistance,
water/sewer & fees
St. Lucie County Back to Top
St. Lucie County Department of Community Services
(772) 462-2375
(772) 462 1290
City of Ft. Pierce
Community Development Division
(772) 460-2200
City of Port St. Lucie
Community Services
(772) 871-5220
Sumter County Back to Top

Sumter County Housing Department

Homes in Partnership

(352) 793-0270

(352) 383-7300

Suwanee County Back to Top
Suwanee River Economic Council, Inc. (386) 362-4115 Emergency repairs, downpayment assistance
Taylor County Back to Top
Taylor County Grants Dept (850) 838-3500 Housing rehabilitation, downpayment assistance
Union County Back to Top
Suwanee River Economic Council, Inc. (386) 362-4115 Emergency repairs, housing rehabilitation, downpayment assistance
Volusia County Back to Top
Volusia County Housing Department
(386) 736-5955
City of Daytona Beach Community Development (321) 671-5805
City of Deltona Dept of Development Services (386) 561-2100 Low-income owner-occupied rehab assistance
Wakulla County Back to Top
Wakulla County SHIP Coordinator (850) 926-7977 Housing rehabilitation, downpayment assistance
Walton County Back to Top
West Florida Regional Planning Council (850) 595-8910 Emergency repairs, housing rehabilitation, downpayment assistance
Washington County Back to Top
Washington County Housing Department (850) 638-6058 Housing rehabilitation, downpayment Assistance

Additional Florida Grant Programs>>>

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