∏ Florida Home Buyer Assistance

Florida first time home buyer grant programs

Additional Florida Home Buyer Assistance

Florida Association for Community Action - local agencies provide low-income emergency home repair (LEHRP) and weatherization assistance (WAP). Select those programs under their Quick Directory Links for help.

Florida Department of Community Affairs funding goes to local agencies to help homeowners and renters

Florida Housing Finance Corporation - call (888) 447-2977 for info on first-time homebuyer programs, lower interest rate loans and purchase assistance

State Housing Initiatives Partnership (SHIP) Program - call your local government contact about downpayment/closing costs and housing rehabilitation assistance

USDA Rural Housing Service - direct loans and grants for building, purchasing or repairing

Alachua Baker Bay Bradford Brevard Broward Calhoun Charlotte Citrus Clay Collier Columbia De Soto	Hillsborough Holmes Indian River Jackson Jefferson Lafayette Lake Lee Leon Levy Liberty Madison Manatee Marion	Sarasota Seminole St. Johns St. Lucie Sumter Suwannee Taylor Union Volusia Wakulla Walton Washington
Dixie Duval Escambia Flagler Franklin Gadsden Gilchrist Glades Gulf Hamilton Hardee Hendry Hernando Highlands	Martin Miami-Dade Monroe Nassau Okaloosa Okeechobee Orange Osceola Palm Beach Pasco Pinellas Polk Putnam Santa Rosa

Alachua County		Back to Top
City of Gainesville Community Development Dept Alachua County Growth Management Dept	(352) 334-5026 (352) 374-5249	Housing rehabilitation, downpayment assistance, special needs housing/rehabilitation

Baker County		Back to Top
Baker County SHIP Program Administrator	(904) 259-6463	Emergency repairs, downpayment assistance

Bay County		Back to Top
Panama City Community Development Dept. Bay County Community Development and Planning	(850) 872-7230 (850) 872-1601	Housing rehabilitation, downpayment assistance Housing rehabilitation, downpayment assistance

Bradford County		Back to Top
Bradford County Community Development Dept	(904) 966-6382	Housing rehabilitation, downpayment assistance

Brevard County		Back to Top
Brevard County Housing & Community Development Department	(321) 633-2076	First Time Home Buyer Program (down payment assistance), replacement, rehab & repair deferred loan programs, weatherization program
City of Cocoa Community Development	(321) 639-7564
City of Melbourne Housing and Community Development	For homebuyer assistance, call (321) 253-0053 For housing rehab, call (321) 674-5734
City of Palm Bay Community Development	For homebuyer assistance, call (321) 253-0053 For housing rehab, call (321) 952-3429

Broward County		Back to Top
Broward County Community Development	(954) 765-4910
Housing Finance Authority of Broward County	(954) 765-5311
New Visions Community Development Corp	(954) 768-0920
Coral Springs	(954) 344-1114
Hallandale	(954) 457-1637 or (954) 457-1422
Hollywood	(954) 921-3383	Housing Partnership Program, no interest 2nd mortgage
Hollywood	(954) 921-3381 or (954) 924-2923	Housing rehabilitation programs
North Lauderdale	(954) 724-7056
Pembroke Pines	(954) 431-7866 or tollfree (877) CRAFLA1
Plantation	(954) 431-7866 or tollfree (877) CRAFLA1

Calhoun County		Back to Top
Calhoun County Building Dept	(850) 674-8046	Housing rehabilitation

Clay County		Back to Top
Clay County SHIP Program Administrator	(904) 278-4700	Housing rehabilitation, downpayment assistance

Charlotte County		Back to Top
Charlotte County	(941) 833-6500
Charlotte County Homeless Coalition	(941) 833-6517
Housing Corp. of Charlotte County	(941) 639-4344

Citrus County		Back to Top
Citrus County Housing Services Division	(352) 527-5377

Collier County		Back to Top
Collier County Department of Housing and Urban Improvement	(239) 403-2330	SHIP & CDBG Down Payment & Closing Cost Assistance, Impact Fee Relief Program & Residential Rehabilitation Program for homeowners, Affordable Housing Density Bonus Program

Columbia County		Back to Top
Suwanee River Economic Council, Inc.	(386) 362-4115	Emergency repairs, downpayment assistance

DeSoto County		Back to Top
Desoto County Community Service Department	(863) 993-4858	SHIP downpayment/closing cost assistance, emergency repairs

Dixie County		Back to Top
Community Programs Consulting, Inc.	(800) 229-4210	Housing rehabilitation

Duval County/Jacksonville		Back to Top
Jacksonville Housing Commission	(904) 588-0172

Escambia County		Back to Top
City of Pensacola Housing Dept Neighborhood Enterprise Foundation	(850) 458-0465 (850) 458-0465	Housing rehabilitation, downpayment assistance

Flagler County		Back to Top
Flagler County SHIP Coordinator	(386) 437-7484	Replacement housing, downpayment assistance

Franklin County		Back to Top
Franklin County Senior Citizens Center	(850) 697-9799	Replacement housing, downpayment assistance

Gadsden County		Back to Top
Gadsden County Community Development Dept	(850) 875-8659	Downpayment assistance

Gilchrist County		Back to Top
Clerk of Courts Office	(352) 463-3170	Housing rehabilitation, downpayment assistance

Glades County		Back to Top
Glades County SHIP	(863) 946-6004	Downpayment Assistance Program for new construction and existing properties; Rehabilitation Program

Gulf County		Back to Top
Dept of Veterans Affairs	(850) 229-6125	Housing rehabilitation, downpayment assistance

Hamilton County		Back to Top
Hamilton County SHIP Administration	(386) 792-0507	Housing rehabilitation, downpayment assistance, replacement housing

Hendry County		Back to Top
Hendry County SHIP Program	Lupe Taylor, (863) 675-5297	Downpayment Assistance Program & Rehabilitation/Repairs Program

Hardee County		Back to Top
Hardee County Community Development	(863) 773-6349	SHIP downpayment/closing cost assistance, emergency repairs

Hernando County		Back to Top
Hernando County Housing Authority Homes in Partnership	(352) 754-4160 (352) 383-7300

Highlands County		Back to Top
Highlands County Housing	(863) 402-6648	SHIP downpayment/closing cost assistance, housing rehabilitation, emergency repairs

Hillsborough County		Back to Top
Catholic Charities CDC	(813) 681-2018	Credit counseling; loan processing assistance; housing rehabilitation; rent-to-own program
City of Tampa Community Redevelopment Division	(813) 274-7954	Down payment assistance; closing cost assistance; coordination of all programs
Hillsborough County Housing and Community Code Enforcement Department Homes for Hillsborough	(813) 744-5557 (813) 672-7860	Self-help housing (sweat equity construction); housing counseling
Plant City Community Development Department	(813) 757-9285	Low interest loans for qualified applicants
Tampa Bay Community Development Corporation	(727) 442-7075
Tampa United Methodist Center	(813) 248-5437	Builds & remodels homes; credit counseling; loan processing; homebuyer classes

Holmes County		Back to Top
West Florida Regional Planning Council	(850) 595-8910	Housing rehabilitation, downpayment assistance

Indian River County		Back to Top
Indian River County Community Development Department	(772) 567-8000, ext. 1454

Jackson County		Back to Top
Jackson County Grants Dept	(850) 482-9083	Housing rehabilitation, downpayment assistance

Jefferson County		Back to Top
Jefferson County Grant Programs	(850) 342-0175	Housing rehabilitation, downpayment assistance

Lafayette County		Back to Top
Suwanee River Economic Council, Inc.	(386) 362-4115	Housing rehabilitation, downpayment assistance

Lake County		Back to Top
Lake County Housing and Community Development	(352) 343-1260	Home purchase and repair assistance
Homes in Partnership	(352) 383-7300
Orange County Housing Finance Authority	(407) 894-0014

Lee County		Back to Top
Lee County Department of Human Services, Housing Services Program	(239) 652-7930
Lee County Department of Community Development	(239) 479-8585
Lee County Housing Development Corp.	(239) 656-2721	CDBG, HOME, SHIP downpayment assistance
Bonita Springs Area, Partnership in Housing	(239) 495-7100	HOME & SHIP downpayment assistance, homebuyer education
DIAD	(239) 334-2220	CDBG, HOME, SHIP downpayment assistance
Cape Coral Housing Development Corp.	(239) 573-1222
City of Cape Coral	(239) 573-3169 or (239) 573-3182	CDBG, HOME & SHIP downpayment assistance
City of Fort Myers	(239) 332-6884	SHIP downpayment assistance
Leon County		Back to Top
City of Tallahassee Neighborhood and Community Services Dept Leon County Housing and Human Services Dept	(850) 891-6510 (850) 488-9962	Housing rehabilitation, downpayment assistance Housing rehabilitation, emergency repairs, downpayment assistance

Levy County		Back to Top
Clerk of Courts	(352) 486-5166	Emergency repairs, housing Rehabilitation, downpayment assistance

Liberty County		Back to Top
Liberty County Grants Department	(850) 643-2692	Housing rehabilitation

Madison County		Back to Top
Suwanee River Economic Council, Inc.	(386) 364-5799	Emergency repairs, housing rehabilitation, downpayment assistance

Manatee County		Back to Top
Manatee County Housing and Community Development	(941) 749-3030

Marion County		Back to Top
City of Ocala Community Development Dept Marion County Community Development Block Grant Dept	(352) 629-8322 (352) 620-3962	Housing rehabilitation, downpayment assistance Housing rehabilitation

Martin County		Back to Top
Martin County SHIP	(772) 288-5495

Miami-Dade County		Back to Top
Miami-Dade Housing Agency	(305) 250-5238
Housing Finance Authority of Miami-Dade County	(305) 372-7990
Miami-Dade Affordable Housing Foundation	(305) 373-9750
Metro-Miami Action Plan	(305) 372-7600, ext. 231 or 236	Home Ownership Assistance Program
City of Hialeah	(305) 883-8039
City of Miami Beach	(305) 673-7260
Miami Beach Community Development Corporation	Juan Rojas, (305) 538-0090
Centro Campesino Farm Worker Center, Inc.

Monroe County		Back to Top
Monroe County Housing Authority	Rick Casey, (305) 292-1221, ext. 256	Home Buyer Assistance Program
Bahama Conch Community Land Trust	(305) 295-7337	Home Buyer Assistance Program

Nassau County		Back to Top
Northeast Florida Regional Planning Council	(904) 279-0885	Housing rehabilitation, downpayment Assistance

Okaloosa County		Back to Top
Ft. Walton Beach Community Development Department	(850) 833-9651	Housing rehabilitation, downpayment assistance
Okaloosa Community Development Corporation	(850) 651-7356	Housing rehabilitation, downpayment assistance

Okeechobee County		Back to Top
Okeechobee County Board of County Commissioners	(863) 763-3084	SHIP Program (down payment/closing costs assistance; home buyer education)

Orange County		Back to Top
Orange County Housing & Community Development	(407) 836-5150
Homes in Partnership	(352) 383-7300
City of Orlando Housing & Community Development	(407) 246-2708
Orange County Housing Finance Authority	(407) 894-0014

Osceola County		Back to Top
Osceola County Board of County Commissioners	(407) 870-2019
Osceola County Housing Office	(407) 894-0014
Homes in Partnership	(352) 383-7300

Palm Beach County		Back to Top

City of Boca Raton (scroll down to housing)	(561) 393-7755 Contact: Mary Haggerty
Boynton Beach - Community Improvement Division	(561) 742-6066	Affordable housing opportunities for very low-, low- and moderate income families
Centro Campesino Farm Worker Center, Inc.	(561) 996-3988
Community Financing Consortium, Inc.	(561) 833-8503	Below market rate financing for low to moderate income households or individuals
Delray Beach	(561) 243-7280
Delray Beach CDC	(561) 266-9840	Home Buyer & credit counseling, second mortgage subsidy, pre-qualifications, acquisition/rehab of existing properties
Hispanic Human Resources Council/Su Casa CDC	(561) 641-7400	First-time homebuyer assistance, homebuyer education ($25.00 fee), pre-school child care
Lake Worth CDC	(561) 582-5536	Credit counseling, first-time homebuyer education, business education
Life Improvement for Tomorrow, Inc. (LIFT)	(561) 868-7026	Financial literacy classes. First-time Home Buyer Education workshops. Case management services for potential homeowners.
Northwest Riviera Beach CRC	(561) 845-1147	First-time homebuyer opportunities, new & rehab housing
Palm Beach County	(561) 233-3601
Pleasant City Faith Based Community Development Initiative, Inc.	(561) 832-3313	Home Buyer preparation, new home construction
The Center for Technology, Enterprise and Development, Inc.	(561) 265-3790
West Palm Beach	(561) 835-7300 Jim Masters	Affordable housing opportunities for very low-, low- and moderate income families

Pasco County		Back to Top
Pasco County Community Development Division	New Port Richey (727) 834-3445; Dade City (352) 521-4274 x3445; Land O' Lakes (813) 996-7341 x3445
Tampa Bay Community Development Corporation	(727) 442-7075

Pinellas County		Back to Top
Pinellas County Community Development Department	(727) 464-8210
Boley Centers for Behavioral Health Care	(727) 821-4819	Specialized housing services for mentally challenged adults
City of Clearwater	(727) 562-4030
Community Service Foundation	(727) 461-0618
Tampa Bay Community Development Corporation	(727) 442-7075

Polk County		Back to Top
Polk County Housing and Neighborhood Development	(863) 534-5240
The Agricultural & Labor Program, Inc.	(863) 956-3491	Pre-purchase counseling; rental assistance; default/foreclosure program; reverse mortgage application

Putnam County		Back to Top
Northeast Florida Regional Planning Council	(904) 279-0880	Housing rehabilitation, downpayment assistance

Santa Rosa County		Back to Top
West Florida Regional Planning Council	(850) 595-8910	Housing rehabilitation, downpayment assistance

Sarasota County		Back to Top
Sarasota City and County Housing and Community Development	(941) 951-3640	Down payment assistance, housing rehabilitation loans

Seminole County		Back to Top
Seminole County Community Development	(407) 665-7384
Homes in Partnership	(352) 383-7300
Orange County Housing Finance Authority	(407) 894-0014

St. John's County		Back to Top
St. John's County Housing and Community Services	(850) 827-6891	Housing rehabilitation, downpayment assistance, water/sewer & fees

St. Lucie County		Back to Top
St. Lucie County Department of Community Services	(772) 462-2375 (772) 462 1290
City of Ft. Pierce Community Development Division	(772) 460-2200
City of Port St. Lucie Community Services	(772) 871-5220

Sumter County		Back to Top
Sumter County Housing Department Homes in Partnership	(352) 793-0270 (352) 383-7300

Suwanee County		Back to Top
Suwanee River Economic Council, Inc.	(386) 362-4115	Emergency repairs, downpayment assistance

Taylor County		Back to Top
Taylor County Grants Dept	(850) 838-3500	Housing rehabilitation, downpayment assistance

Union County		Back to Top
Suwanee River Economic Council, Inc.	(386) 362-4115	Emergency repairs, housing rehabilitation, downpayment assistance

Volusia County		Back to Top
Volusia County Housing Department	(386) 736-5955
City of Daytona Beach Community Development	(321) 671-5805
City of Deltona Dept of Development Services	(386) 561-2100	Low-income owner-occupied rehab assistance

Wakulla County		Back to Top
Wakulla County SHIP Coordinator	(850) 926-7977	Housing rehabilitation, downpayment assistance

Walton County		Back to Top
West Florida Regional Planning Council	(850) 595-8910	Emergency repairs, housing rehabilitation, downpayment assistance

Washington County		Back to Top
Washington County Housing Department	(850) 638-6058	Housing rehabilitation, downpayment Assistance

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Home Buyer Education:
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