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Florida Home Buyer Assistance
| Florida Association For Community Action – local agencies provide low-income emergency home repair (LEHRP) and weatherization assistance (WAP). Select those programs under their Quick Directory Links for help. |
| Florida Department Of Community Affairs funding goes to local agencies to help homeowners and renters |
| Florida Housing Finance Corporation – call (888) 447-2977 for info on first-time homebuyer programs, lower interest rate loans and purchase assistance |
| State Housing Initiatives Partnership (SHIP) Program – call your local government contact about downpayment/closing costs and housing rehabilitation assistance |
| USDA Rural Housing Service – direct loans and grants for building, purchasing or repairing |
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Alachua County |
Back To Top | |
| City Of Gainesville Community Development Dept
Alachua County Growth |
(352) 334-5026
(352) 374-5249 |
Housing rehabilitation, downpayment assistance, special needs housing/rehabilitation |
| Baker County | Back To Top | |
| Baker County SHIP Program Administrator | (904) 259-6463 | Emergency repairs, downpayment assistance |
| Bay County | Back To Top | |
| Panama City Community Development Dept.
Bay County Community |
(850) 872-7230
(850) 872-1601 |
Housing rehabilitation, downpayment assistance
Housing rehabilitation, downpayment assistance |
| Bradford County | Back To Top | |
| Bradford County Community Development Dept | (904) 966-6382 | Housing rehabilitation, downpayment assistance |
| Brevard County | Back To Top | |||
| Brevard County Housing & Community Development Department | (321) 633-2076 | First Time Home Buyer Program (down payment assistance), replacement, rehab & repair deferred loan programs, weatherization program | ||
| City Of Cocoa Community Development |
(321) 639-7564 | |||
| City Of Melbourne Housing And Community Development | For homebuyer assistance, call (321) 253-0053 For housing rehab, call (321) 674-5734 |
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| City Of Palm Bay Community Development | For homebuyer assistance, call (321) 253-0053 For housing rehab, call (321) 952-3429 |
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| Broward County | Back To Top | |||
| Broward County Community Development | (954) 765-4910 | |||
| Housing Finance Authority Of Broward County | (954) 765-5311 | |||
| New Visions Community Development Corp | (954) 768-0920 | |||
| Coral Springs | (954) 344-1114 | |||
| Hallandale | (954) 457-1637 or (954) 457-1422 |
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| Hollywood | (954) 921-3383 | Housing Partnership Program, no interest 2nd mortgage | ||
| (954) 921-3381 or (954) 924-2923 |
Housing rehabilitation programs | |||
| North Lauderdale | (954) 724-7056 | |||
| Pembroke Pines | (954) 431-7866 or tollfree (877) CRAFLA1 | |||
| Plantation | (954) 431-7866 or tollfree (877) CRAFLA1 | |||
| Calhoun County | Back To Top | |
| Calhoun County Building Dept | (850) 674-8046 | Housing rehabilitation |
| Clay County | Back To Top | |
| Clay County SHIP Program Administrator | (904) 278-4700 | Housing rehabilitation, downpayment assistance |
| Charlotte County | Back To Top | |
| Charlotte County | (941) 833-6500 | |
| Charlotte County Homeless Coalition | (941) 833-6517 | |
| Housing Corp. Of Charlotte County | (941) 639-4344 | |
| Citrus County | Back To Top | |
| Citrus County Housing Services Division | (352) 527-5377 | |
| Collier County | Back To Top | |
| Collier County Department Of Housing And Urban Improvement |
(239) 403-2330 | SHIP & CDBG Down Payment & Closing Cost Assistance, Impact Fee Relief Program & Residential Rehabilitation Program for homeowners, Affordable Housing Density Bonus Program |
| Columbia County | Back To Top | |
| Suwanee River Economic Council, Inc. | (386) 362-4115 | Emergency repairs, downpayment assistance |
| DeSoto County | Back To Top | |
| Desoto County Community Service Department | (863) 993-4858 | SHIP downpayment/closing cost assistance, emergency repairs |
| Dixie County | Back To Top | |
| Community Programs Consulting, Inc. | (800) 229-4210 | Housing rehabilitation |
| Duval County/Jacksonville | Back To Top | |
| Jacksonville Housing Commission | (904) 588-0172 | |
| Escambia County | Back To Top | |
| City Of Pensacola Housing Dept
Neighborhood Enterprise Foundation |
(850) 458-0465
(850) 458-0465 |
Housing rehabilitation, downpayment assistance |
| Flagler County | Back To Top | |
| Flagler County SHIP Coordinator | (386) 437-7484 | Replacement housing, downpayment assistance |
| Franklin County | Back To Top | |
| Franklin County Senior Citizens Center | (850) 697-9799 | Replacement housing, downpayment assistance |
| Gadsden County | Back To Top | |
| Gadsden County Community Development Dept | (850) 875-8659 | Downpayment assistance |
| Gilchrist County | Back To Top | |
| Clerk of Courts Office | (352) 463-3170 | Housing rehabilitation, downpayment assistance |
| Glades County | Back To Top | |
| Glades County SHIP | (863) 946-6004 | Downpayment Assistance Program for new construction and existing properties; Rehabilitation Program |
| Gulf County | Back To Top | |
| Dept of Veterans Affairs | (850) 229-6125 | Housing rehabilitation, downpayment assistance |
| Hamilton County | Back To Top | |
| Hamilton County SHIP Administration | (386) 792-0507 | Housing rehabilitation, downpayment assistance, replacement housing |
| Hendry County | Back To Top | |
| Hendry County SHIP Program | Lupe Taylor, (863) 675-5297 |
Downpayment Assistance Program & Rehabilitation/Repairs Program |
| Hardee County | Back To Top | |
| Hardee County Community Development | (863) 773-6349 | SHIP downpayment/closing cost assistance, emergency repairs |
| Hernando County | Back To Top | |
| Hernando County Housing Authority | (352) 754-4160
(352) 383-7300 |
| Highlands County | Back To Top | |
| Highlands County Housing | (863) 402-6648 | SHIP downpayment/closing cost assistance, housing rehabilitation, emergency repairs |
| Hillsborough County | Back To Top | |
| Catholic Charities CDC | (813) 681-2018 | Credit counseling; loan processing assistance; housing rehabilitation; rent-to-own program |
| City of Tampa Community Redevelopment Division | (813) 274-7954 | Down payment assistance; closing cost assistance; coordination of all programs |
| Hillsborough County Housing And Community Code Enforcement Department
Homes for Hillsborough |
(813) 744-5557
(813) 672-7860 |
Self-help housing (sweat equity construction); housing counseling |
| Plant City Community Development Department | (813) 757-9285 | Low interest loans for qualified applicants |
| Tampa Bay Community Development Corporation | (727) 442-7075 | |
| Tampa United Methodist Center | (813) 248-5437 | Builds & remodels homes; credit counseling; loan processing; homebuyer classes |
| Holmes County | Back To Top | |
| West Florida Regional Planning Council | (850) 595-8910 | Housing rehabilitation, downpayment assistance |
| Indian River County | Back To Top | |
| Indian River County Community Development Department |
(772) 567-8000, ext. 1454 |
|
| Jackson County | Back To Top | |
| Jackson County Grants Dept | (850) 482-9083 | Housing rehabilitation, downpayment assistance |
| Jefferson County | Back To Top | |
| Jefferson County Grant Programs | (850) 342-0175 | Housing rehabilitation, downpayment assistance |
| Lafayette County | Back To Top | |
| Suwanee River Economic Council, Inc. | (386) 362-4115 | Housing rehabilitation, downpayment assistance |
| Lake County | Back To Top | |
| Lake County Housing And Community Development | (352) 343-1260 | Home purchase and repair assistance |
| Homes In Partnership | (352) 383-7300 | |
| Orange County Housing Finance Authority | (407) 894-0014 | |
| Lee County | Back To Top | |
| Lee County Department Of Human Services, Housing Services Program | (239) 652-7930 | |
| Lee County Department Of Community Development | (239) 479-8585 | |
| Lee County Housing Development Corp. | (239) 656-2721 | CDBG, HOME, SHIP downpayment assistance |
| Bonita Springs Area, Partnership in Housing |
(239) 495-7100 | HOME & SHIP downpayment assistance, homebuyer education |
| DIAD | (239) 334-2220 | CDBG, HOME, SHIP downpayment assistance |
| Cape Coral Housing Development Corp. | (239) 573-1222 | |
| City of Cape Coral | (239) 573-3169 or (239) 573-3182 |
CDBG, HOME & SHIP downpayment assistance |
| City of Fort Myers | (239) 332-6884 | SHIP downpayment assistance |
| Leon County | Back To Top | |
| City of Tallahassee Neighborhood and Community Services Dept
Leon County Housing and |
(850) 891-6510
(850) 488-9962 |
Housing rehabilitation, downpayment assistance
Housing rehabilitation, emergency repairs, downpayment assistance |
| Levy County | Back To Top | |
| Clerk of Courts | (352) 486-5166 | Emergency repairs, housing Rehabilitation, downpayment assistance |
| Liberty County | Back To Top | |
| Liberty County Grants Department | (850) 643-2692 | Housing rehabilitation |
| Madison County | Back To Top | |
| Suwanee River Economic Council, Inc. | (386) 364-5799 | Emergency repairs, housing rehabilitation, downpayment assistance |
| Manatee County | Back To Top | |
| Manatee County Housing And Community Development | (941) 749-3030 | |
| Marion County | Back To Top | |
| City of Ocala Community Development Dept
Marion County Community |
(352) 629-8322
(352) 620-3962 |
Housing rehabilitation, downpayment assistance
Housing rehabilitation |
| Martin County | Back To Top | |
| Martin County SHIP | (772) 288-5495 | |
| Miami-Dade County | Back To Top | |
| Miami-Dade Housing Agency | (305) 250-5238 | |
| Housing Finance Authority Of Miami-Dade County | (305) 372-7990 | |
| Miami-Dade Affordable Housing Foundation | (305) 373-9750 | |
| Metro-Miami Action Plan | (305) 372-7600, ext. 231 or 236 |
Home Ownership Assistance Program |
| City Of Hialeah | (305) 883-8039 | |
| City Of Miami Beach | (305) 673-7260 | |
| Miami Beach Community Development Corporation | Juan Rojas, (305) 538-0090 |
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| Centro Campesino Farm Worker Center, Inc. | ||
| Monroe County | Back To Top | |
| Monroe County Housing Authority | Rick Casey, (305) 292-1221, ext. 256 |
Home Buyer Assistance Program |
| Bahama Conch Community Land Trust | (305) 295-7337 | Home Buyer Assistance Program |
| Nassau County | Back To Top | |
| Northeast Florida Regional Planning Council | (904) 279-0885 | Housing rehabilitation, downpayment Assistance |
| Okaloosa County | Back To Top | |
| Ft. Walton Beach Community Development Department | (850) 833-9651 | Housing rehabilitation, downpayment assistance |
| Okaloosa Community Development Corporation |
(850) 651-7356 | Housing rehabilitation, downpayment assistance |
| Okeechobee County | Back To Top | |
| Okeechobee County Board of County Commissioners |
(863) 763-3084 | SHIP Program (down payment/closing costs assistance; home buyer education) |
| Orange County | Back To Top | |
| Orange County Housing & Community Development | (407) 836-5150 | |
| Homes In Partnership | (352) 383-7300 | |
| City Of Orlando Housing & Community Development |
(407) 246-2708 | |
| Orange County Housing Finance Authority | (407) 894-0014 | |
| Osceola County | Back To Top | |
| Osceola County Board Of County Commissioners | (407) 870-2019 | |
| Osceola County Housing Office | (407) 894-0014 | |
| Homes In Partnership | (352) 383-7300 | |
| Palm Beach County | Back To Top | |
| City Of Boca Raton (scroll down to housing) |
(561) 393-7755 Contact: Mary Haggerty |
|
| Boynton Beach – Community Improvement Division |
(561) 742-6066 | Affordable housing opportunities for very low-, low- and moderate income families |
| Centro Campesino Farm Worker Center, Inc. | (561) 996-3988 | |
| Community Financing Consortium, Inc. | (561) 833-8503 | Below market rate financing for low to moderate income households or individuals |
| Delray Beach | (561) 243-7280 | |
| Delray Beach CDC | (561) 266-9840 | Home Buyer & credit counseling, second mortgage subsidy, pre-qualifications, acquisition/rehab of existing properties |
| Hispanic Human Resources Council/Su Casa CDC |
(561) 641-7400 | First-time homebuyer assistance, homebuyer education ($25.00 fee), pre-school child care |
| Lake Worth CDC | (561) 582-5536 | Credit counseling, first-time homebuyer education, business education |
| Life Improvement for Tomorrow, Inc. (LIFT) |
(561) 868-7026 | Financial literacy classes. First-time Home Buyer Education workshops. Case management services for potential homeowners. |
| Northwest Riviera Beach CRC | (561) 845-1147 | First-time homebuyer opportunities, new & rehab housing |
| Palm Beach County | (561) 233-3601 | |
| Pleasant City Faith Based Community Development Initiative, Inc. | (561) 832-3313 | Home Buyer preparation, new home construction |
| The Center For Technology, Enterprise And Development, Inc. |
(561) 265-3790 | |
| West Palm Beach | (561) 835-7300 Jim Masters |
Affordable housing opportunities for very low-, low- and moderate income families |
| Pasco County | Back To Top | |
| Pasco County Community Development Division | New Port Richey (727) 834-3445; Dade City (352) 521-4274 x3445; Land O’ Lakes (813) 996-7341 x3445 |
|
| Tampa Bay Community Development Corporation | (727) 442-7075 | |
| Pinellas County | Back To Top | |
| Pinellas County Community Development Department | (727) 464-8210 | |
| Boley Centers for Behavioral Health Care | (727) 821-4819 | Specialized housing services for mentally challenged adults |
| City Of Clearwater | (727) 562-4030 | |
| Community Service Foundation | (727) 461-0618 | |
| Tampa Bay Community Development Corporation | (727) 442-7075 | |
| Polk County | Back To Top | |
| Polk County Housing And Neighborhood Development | (863) 534-5240 | |
| The Agricultural & Labor Program, Inc. | (863) 956-3491 | Pre-purchase counseling; rental assistance; default/foreclosure program; reverse mortgage application |
| Putnam County | Back To Top | |
| Northeast Florida Regional Planning Council | (904) 279-0880 | Housing rehabilitation, downpayment assistance |
| Santa Rosa County | Back To Top | |
| West Florida Regional Planning Council | (850) 595-8910 | Housing rehabilitation, downpayment assistance |
| Sarasota County | Back To Top | |
| Sarasota City And County Housing And Community Development | (941) 951-3640 | Down payment assistance, housing rehabilitation loans |
| Seminole County | Back To Top | |
| Seminole County Community Development | (407) 665-7384 | |
| Homes In Partnership | (352) 383-7300 | |
| Orange County Housing Finance Authority | (407) 894-0014 | |
| St. John’s County | Back To Top | |
| St. John’s County Housing and Community Services | (850) 827-6891 | Housing rehabilitation, downpayment assistance, water/sewer & fees |
| St. Lucie County | Back To Top | |
| St. Lucie County Department Of Community Services | (772) 462-2375 (772) 462 1290 |
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| City Of Ft. Pierce Community Development Division |
(772) 460-2200 | |
| City Of Port St. Lucie Community Services |
(772) 871-5220 | |
| Sumter County | Back To Top | |
| Sumter County Housing Department
Homes In Partnership |
(352) 793-0270
(352) 383-7300 |
|
| Suwanee County | Back To Top | |
| Suwanee River Economic Council, Inc. | (386) 362-4115 | Emergency repairs, downpayment assistance |
| Taylor County | Back To Top | |
| Taylor County Grants Dept | (850) 838-3500 | Housing rehabilitation, downpayment assistance |
| Union County | Back To Top | |
| Suwanee River Economic Council, Inc. | (386) 362-4115 | Emergency repairs, housing rehabilitation, downpayment assistance |
| Volusia County | Back To Top | |
| Volusia County Housing Department |
(386) 736-5955 | |
| City Of Daytona Beach Community Development | (321) 671-5805 | |
| City of Deltona Dept of Development Services | (386) 561-2100 | Low-income owner-occupied rehab assistance |
| Wakulla County | Back To Top | |
| Wakulla County SHIP Coordinator | (850) 926-7977 | Housing rehabilitation, downpayment assistance |
| Walton County | Back To Top | |
| West Florida Regional Planning Council | (850) 595-8910 | Emergency repairs, housing rehabilitation, downpayment assistance |
| Washington County | Back To Top | |
| Washington County Housing Department | (850) 638-6058 | Housing rehabilitation, downpayment Assistance |
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