Minnesota First Time Home Buyer Grants

Welcome to the Minnesota Down Payment Assistance Grants page for first time home buyers. We’re glad you’ve made your way here!

As a first time home buyer, you should be sure to check out all of the valuable information available to you in our Education Section! It’s a great primer for learning about your first home purchase!

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In conclusion, we want to wish you wonderful success in your home buying adventure!

OK, you asked for it and here they are. First Time Home Buyers Resources for Minnesota!

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$12,500

Alexandria City Homestead Assistance Program (CHAP) $6,000 (320) 762-1311
Alexandria Greater Minnesota Housing Fund The Trails Development Gap Financing Program (GAP) $15,000 (651) 221-1997
Alexandria HRA Down Payment Assistance Program (DPAP) – Trails Development $2,500 (320) 762-1311
Alexandria MHFA Gap Financing Program (GAP) – Trails Development $15,000 (320) 762-1311
Austin/Mower County Homeownership Fund Program $4,000 (507) 864-7741
Chaska Clover Ridge Owner Occupied Assistance Program (OOAP) $5,000 (952) 448-2851
Duluth Neighborhood Housing Services “Homeownership Program with Employers” in Lincoln Park Grant (HOPE) $4,000 (218) 727-8604
Duluth Neighborhood Housing Services of Duluth Homeownership Incentive Program (HIP) $4,000 (218) 628-1057
Duluth NHS/Hillside Homeownership Incentive Program (HIPP) $4,000 (218) 628-1057
East Grand Forks Downpayment Assistance Program $3,000 (218) 773-2371
East Grand Forks New Construction Incentive (NCI) Program $10,000 (218) 773-2371
Elliot Park Neighborhood Improvement, Inc. Home Buyers Assistance Program $5,000 (612) 335-5885
Hutchinson Housing & Redevelopment Authority Down Payment Assistance Program (DPA) $2,000 (320) 234-4451
Itasca County/Koochiching County KOOTASCA Community Action’s Home Buyer Program (HBP) $7,000 (218) 326-8539
Mankato Homeownership Program (HOP) 2nd Lien $17,500 (507) 387-8622
Mankato Revolving Loan Fund (RLF) 3rd Lien $3,000 (507) 387-8622
Minneapolis Equity Participation Loan Program (EPL) $30,000 (612) 673-5289
Minneapolis Folwell Neighborhood Association First Time HoAssistance Program (FTHP) $2,000 (612) 588-3033
Minneapolis Hawthorne Homestead Program (HHIP) $25,000 (612) 339-0601
Minneapolis/MCDA Closing Cost Loan (CCL) Program $3,500 (612) 673-5289
Multi Cities Tri-County Actions Programs, Inc. Homeowner Gap Financing Program (GAP) $10,000 (320) 255-0705
Multi Counties Arrowhead Economic Opportunity Agency Inc Homeownership Opportunity Program (HOP) $5,000 (800) 662-5711
Multi Counties Headwaters Housing Development Corporation Two Note Program (TNP) $30,000 (218) 444-4732
Northfield Housing Assistance Program (NHAP) $5,000 (507) 645-8833
Pennington County Affordable Housing Program (AHP) Community Revitalization Fund Program (CRF) 3rd Lien $7,000 (218) 637-2431
Pennington County Affordable Housing Program (AHP) Loan Pool Funds (LPF) 2nd Lien $4,000 (218) 637-2431
Ramsey County FirstFirst Time Home Buyer Grants Program (FBAP) $20,000 (651) 266-8025
Red Lake County Affordable Housing Fund (AHF) Affordable Housing Loan Pool Fund (LPF) 2nd Lien $5,000 (218) 637-2431
Red Lake County Affordable Housing Fund (AHF) Community Revitalization Fund (CRF) 3rd Lien $8,000 (218) 637-2431
Rochester First Homes GAP Loan Program (GAP) $15,000 (507) 281-7396
St Paul Community Neighborhood Housing Services, Down Payment Assistance Program (DPAP) $3,000 (651) 292-8710
Thief River Falls Slow Second Mortgage Program (SSMP) (218) 681-2500
Washington County (651) 430-6000

Additional Web Based Minnesota Home Buyer resource:

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