Mississippi First Time Home Buyer Programs

Welcome to the Mississippi Down Payment Assistance Grants page for first time home buyers. We’re glad you’ve made your way here!

As a first time home buyer, you should be sure to check out all of the valuable information available to you in our Education Section! It’s a great primer for learning about your first home purchase!

OK, you asked for it and here they are. First Time Home Buyers Resources for Mississippi!

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Biloxi & Gulfport Gulf Coast Community Action Agency Inc HOME Grant (HG)
Please Note: This program is only for people who owned a home during Hurricane Katrina
$14,975 (228) 867-1591
Biloxi PRIDE Homeownership Program (PRIDE) $7,500 (228) 435-6280
MS Home Corporation

MHC administers 2 grant programs on behalf of the Dept. of Education and MS Development Authority.

They are the Housing Assistance For Teachers (HAT). Up to a $6,000 Grant if they teach for a period of 3 years in a critical shortage public school district

The other program is the household with someone that is permanently disabled. It’s called Home of Your Own (HOYO). This a grant of up to $15,000 depending upon household income.

MHC offers other programs for first-time buyers. Most are in the form of a second mortgage (3% of the loan amount, 10-year fixed rate) and then one program that offers a 3% Cash Advance and that is with our Mortgage Revenue Bond Program.

HAT $6,000HOYO
Up To
(601) 718-4626
Newton First-Time Home Buyer Grant Program (GRANT) 10,000 (601) 683-2007

Additional Online Mississippi Home Buyer resources:

  • USDA Rural Development – programs that reduce the cost of homeownership for low and moderate-income families

For Nationwide Resources

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