Mississippi First Time Home Buyer Programs
Welcome to the Mississippi Down Payment Assistance Grants page for first time home buyers. We’re glad you’ve made your way here!
As a first time home buyer, you should be sure to check out all of the valuable information available to you in our Education Section! It’s a great primer for learning about your first home purchase!
OK, you asked for it and here they are. First Time Home Buyers Resources for Mississippi!
| Biloxi & Gulfport Gulf Coast Community Action Agency Inc HOME Grant (HG) Please Note: This program is only for people who owned a home during Hurricane Katrina |
$14,975 | (228) 867-1591 |
| Biloxi PRIDE Homeownership Program (PRIDE) | $7,500 | (228) 435-6280 |
| MS Home Corporation
MHC administers 2 grant programs on behalf of the Dept. of Education and MS Development Authority. They are the Housing Assistance For Teachers (HAT). Up to a $6,000 Grant if they teach for a period of 3 years in a critical shortage public school district The other program is the household with someone that is permanently disabled. It’s called Home of Your Own (HOYO). This a grant of up to $15,000 depending upon household income. MHC offers other programs for first-time buyers. Most are in the form of a second mortgage (3% of the loan amount, 10-year fixed rate) and then one program that offers a 3% Cash Advance and that is with our Mortgage Revenue Bond Program. |
MAX HAT $6,000HOYO Up To $15,000 |
(601) 718-4626 |
| Newton First-Time Home Buyer Grant Program (GRANT) | 10,000 | (601) 683-2007 |
Additional Online Mississippi Home Buyer resources:
- USDA Rural Development – programs that reduce the cost of homeownership for low and moderate-income families
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