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First Time Home Buyer and Down payment assistance programs for home buyers seeking government grants and charity not for profit contributions.  Tennessee First Time Home Buyer grant programs


Additional Tennessee Home Buyer Resources

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Housing Assistance Council
Tennessee Housing Development Agency (THDA) (THDA) maintains a list of trainers approved to teach homebuyers about a home. The information is provided by county.
Homeownership Programs - THDA's Homeownership programs are designed for low- and moderate-income borrowers. Some programs include downpayment assistance.
Housing Voucher to Homeownership - THDA offers a Housing Voucher (Section 8) to Homeownership Program covering most counties in Tennessee. People who meet the guidelines may be able to use their Housing Vouchers to buy homes.
USDA Rural Development
Tennessee Association of Community Action - contact your local Community Action Agency for assistance programs that may help you attain housing goals, obtain counseling, seek weatherization assistance and emergency funding
Reconstruct.Org - Restoring Homes/Renewing Hope - home improvement with youth volunteers.
City of Clarksville

106 Public Square
Clarksville, TN 37040
(931) 645-7448

Memphis Area Legal Services

899 Highway 51, Suite A
Covington, TN 38018
(901) 476-1808

Housing Counseling
West Tennessee Legal Services

208 S. Church Street
Dyersburg, TN 38024
(731) 285-8181

Housing Counseling
West Tennessee Legal Services 113 W. Paris Street
Huntingdon, TN 38344
(731) 986-8975
Housing Counseling
West Tennessee Legal Services
27-A Brentshire Road
Jackson, TN 38302
(731) 423-0616
Toll Free:
1-800-372-8346

Housing Counseling
Affordable Housing CDC
206 East Main St.
Jackson, TN 38301
(731) 422-1366
Down Payment Assistance Program New Home Construction
City of Johnson City Office of Community Development
Keystone Community Center
603 Bert Street
Johnson City, Tennessee 37601
Phone and Fax: (423) 434-6291
Coordinates federal, state and local resources to implement housing rehabilitation, homeownership, homeless shelters and funds other housing development activities. In addition the department also funds fair housing activities, park expansion and development in low and moderate income neighborhoods, economic development activities and provides assistance with Community facility improvements for the handicapped as well as community support services for the at risk population.
Eastern Eight Community Development Corporation, Inc.
(423) 232-5070
Homebuyer education and financial counseling services for low to moderate income residents of Upper East Tennessee
Disability Resource Center
900 E. Hill Avenue, Suite 120
Knoxville, Tennessee 37915
Phone:  (865) 637-3666
Fax: (865) 637-5616
TTY: (865) 637-6796
A not-for-profit organization run for and by people with disabilities.  It is a community based, non-residential program of services designed to assist people with disabilities gain independence and to assist the community in the elimination of barriers to independence.  The DRC assists people with disabilities in becoming homeowners.
Knox County Community Development
City County Building, Suite 345
400 Main Street
Knoxville, TN 37902 - 2405
Contact: Hemal Tailor
(865) 215-3980

Knox County's Community Development Block Grant and Home Affordable Housing programs fund projects and conduct activities that improve the quality of life for lower income County residents. It is the County's intent to be the first stop for individuals and/or organizations in need of housing assistance.
Knoxville Area Urban League
1514 E. Fifth Avenue
Knoxville, Tennessee 37917
Phone: (865)  524-5511
Fax: (865) 525-5154
Presents free educational seminars to assist first-time homebuyers.  This four-module seminar details selecting, purchasing, financing, and maintaining a home, especially for low to moderate income families.  In addition, all participants receive a copy of their credit report card along with budget counseling.
Knoxville Leadership Foundation
901 East Summit Hill Drive, Suite 300
Knoxville, TN 37915
(865) 524-2774
Minor home repair program for low-income homeowners in Knox County
The City of Knoxville's Community Development Division Homemaker's Programs/Housing Programs
Room 503, City County Building
Knoxville, Tennessee
Phone: (865) 215-4545
Fax: (865) 215-4547
Offers programs to improve housing opportunities for lower-income homeowners, tenants and first-time homebuyers as well as assistance to organizations serving Knoxville's homeless population.
East Tennessee Human Resources Agency (ETHRA)
9111 Cross Park Drive, Suite D-100
Knoxville, TN 37923
Phone (865) 691-2551
HOUSE program funds in the form of a low interest loan of 3%. Contact: HOUSE Program or HOME Program

City of Memphis Division of Housing and Community Development Guide to Programs - includes downpayment assistance programs and rehabilitation and repair programs.

Associated Catholic Charities 1325 Jefferson Avenue
Memphis, TN 38104
(901) 722-4700

Housing Counseling
Memphis Fair Housing Center Memphis Fair Housing Center
109 North Main Street
Memphis, TN 38103
(901) 432-4663
Housing Counseling
Memphis Housing Resource Center 1548-B Poplar Avenue
Memphis, TN 38104
(901) 529-8233
 

Neighborhood Housing Opportunities

 

1548 Poplar Avenue
Memphis, TN 38104
(901) 729-2934
 
Shelby County Department of Housing 1075 Mullins Station Rd.
Memphis, TN 38134
(901) 379-7100

Down Payment Assistance Program

The Works

 

1471 Genesis Circle
Memphis, TN 38106
(901) 946-9675
 
Vollentine Evergreen Community Association 1680 Jackson Avenue
Memphis, TN 38107
(901) 276-1783
Housing counseling
City of Murfreesboro Community
Development Office
111 West Vine St
Murfreesboro, TN 37130
(615) 893-5210
Affordable housing assistance program, housing rehab, fair housing contact, housing information
Abundant Life Community Outreach and
Non-Profit Housing, Inc (ALCORN)
2597 Whites Creek Pike, Nashville, TN 37207
(615) 226-1717
Information and counseling on attainable homeownership programs
Community IMPACT!
Nashville-Corp for Natl. and Community Services
Americorps and Volunteer Programs
233 Cumberland Bend Dr., Ste. 112
Nashville, TN 37228
736-5561
Individual Development Account project in Nashville allows low-income people to save for a home, etc. Recruitment for construction, renovation & repair of houses; training programs for homeowners and volunteers
Homebuyer's Clubs - Woodbine Community Organization 222 Oriel St.
Nashville, TN 37210
833-9580
Low-to-moderate self-help classes on homebuying, including budgeting, credit, financing
Affordable Housing Resources, Inc.

1011 Cherry Ave.
Nashville, TN 37203
251-0025

Affordable housing in the Nashville area: Homeownership counseling, working with banks and builders, and listing of affordable homes.
Metro Development and Housing Agency - Housing Rehabilitation Assistance Programs 701 South 6th St.
Nashville, TN 252-8500
252-8500
CD Loan, Def. Payment Loan, CD Historical Loan, Emergency Repair Loan, Weatherization assistance, etc.
Nashville Housing Fund and The Front Door 701 South Sixth St.
Nashville, TN 37206
780-7000
Programs on down payment assistance and closing costs with different programs for different incomes
Residential Resources, Inc. 961 Woodland St.
Nashville, TN 37206
650-9779
Housing counseling, financial management counseling, information on related homebuying programs
Tennessee Manufactured Housing Association 604 4th Avenue North
Nashville, TN 37219
256-4733
Referral to companies which build, sell and finance manufactured housing
The Center for Independent Living of Middle Tennessee 480 Craighead St., Ste. 200
Nashville, TN 37204
292-5803
Info and assistance for disabled: accessible home environments; housing; new/modified home environs
The Fifteenth Avenue Baptist Community Development Corporation 930 Scovel St.
Nashville, TN 37208
256-4329
Down payment assistance, low-interest mortgages, mortgage assistance grant and Section 8 funding
Conexion Americas - Services and Homeownership Programs for the Hispanic Population
   
West Tennessee Legal Services 141 N. Third Street
Selmer, TN 38375
(731) 645-7961
Toll Free:
1-800-499-1602
Housing Counseling

 

Ms. Jane Boles, Director
State of Tennessee
Tennessee Housing Development Agency
404 James Robertson Pkwy.
Suite 1114
Nashville, TN 37243
Phone: 615-741-3007
Fax: 615-532-5069
Website

City of Chattanooga
Ms. Sandra H. Gober, Manager
Department of Community Development
100 E. 11th St.
City Hall Annex, Suite 104
Chattanooga, TN 37402
Phone: 423-757-5133
Fax: 423-425-6447
Website

City of Clarksville/County of Montgomery
Regional Planning Commission
329 Main St.
Clarksville, TN 37040
Phone: 931-645-7448
Fax: 931-645-7481
Website

City of Jackson
Mr. David L. Ralston, Director
Jackson Housing Authority
125 Preston St.
Jackson, TN 38301
Phone: 731-422-1671
Fax: 731-425-4617

City of Knoxville
Ms. Diana Gerard Lobertini, Assistant Administrator
Department of Community Development
P.O. Box 1631
Knoxville, TN 37901-1631
Phone: 865-215-2554
Fax: 865-215-2962
Website

City of Memphis
Mr. Carl Reynolds, Administrator
Department of Compliance and Reporting
701 N. Main St.
Memphis, TN 38107
Phone: 901-576-7304
Fax: 901-576-7427
Website

City of Nashville/County of Davidson
Mr. Paul R. Johnson, Assistant Director
Metropolitan Development and Housing Agency
P.O. Box 846
Nashville, TN 37202-0846
Phone: 615-252-8543
Fax: 615-252-8559
Website

City of Nashville/County of Davidson
Mr. Paul R. Johnson, Assistant Director
Metropolitan Development and Housing Agency
P.O. Box 846
Nashville, TN 37202-0846
Phone: 615-252-8543
Fax: 615-252-8559
Website

County of Knox
Director of Community Development:
Hemal Tailor, MPA
Department of Community Development
400 Main Street, Suite 345
Knoxville, TN 37902
Phone: 865-215-3980
Fax: 865-215-3997
Website

City of Clarksville/County of Montgomery
Regional Planning Commission
329 Main St.
Clarksville, TN 37040
Phone: 931-645-7448
Fax: 931-645-7481
Website

County of Shelby
Mr. James Vazquez, Deputy Administrator
Department of Housing
1075 Mullins Station Rd.
Memphis, TN 38134-7725
Phone: 901-379-7100
Fax: 901-379-7129
Website

City of Bristol, VA
Mr. Sherry K. Trent, Administrator
N.E. Tennessee/Virginia HOME Consortium
207 N. Boone St.
Suite 800
Johnson City, TN 37604-5677
Phone: 423-928-0224
Fax: 423-928-5209
Website

Additional Tennessee Home Buyer resources.


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